Holiday Auto Loan Deals: Compare Lender’s Cost; Higher rates can offset the benefits | Personal finances

3 minutes of reading Last update: October 11, 2024 | 22:41 IS The number of visits, inquiries and bookings at car dealerships is increasing, driven by attractive offers and promotions. These special offers usually start in October and last until the New Year. “Many companies pay Diwali bonuses to their employees, which increases purchasing power … Read more

DTI Ratio Explained: How a High Debt-to-Income Ratio Can Cause a Loan Rejection and How to Improve

While applying for a loan, most people focus on maintaining a good CIBIL score. While CIBIL score is crucial, banks also consider other factors before approving a loan. One of those factors is your debt-to-income (DTI) ratio, which can significantly influence your loan application. If your DTI index is high, the bank may reject your … Read more

ICICI Bank Credit Card Rules Changed: Fuel Surcharge Waiver, Lounge Access, Late Payment Fee Structure & 16 Other Rule Changes

ICICI Bank has made changes to its fee structure and reduced rewards for several credit cards, affecting services like insurance and grocery shopping, airport lounge access, fuel surcharge exemptionand even late payment fees. The revised rates are effective November 15, 2024 and will apply to multiple credit cards. ICICI Bank sent its credit card customers … Read more

Term insurance purchases for the self-employed increase by 50%: Policybazaar

According to Policybazaar’s report, India’s self-employed sector has seen a 50% year-on-year growth in term insurance purchases. This represents 70% of sales of plans designed specifically for this demographic. This increase is largely attributed to customized temporary plans that simplify the application process by eliminating the need for traditional income documentation such as income tax … Read more

Motilal Oswal NFO: This thematic fund is for tech-savvy high-risk investors | Personal finances

4 minutes of reading Last update: October 11, 2024 | 16:59 IS Motilal Oswal Asset Management Company (MOAMC) on Friday announced the launch of its new fund offering (NFO), the ‘Motilal Oswal Digital India Fund’. The fund is aimed at investors seeking long-term capital growth by investing predominantly in companies related to the digital and … Read more

These Crypto Presales Could Make Your Wallet Green in Q4

The cryptocurrency market has been going through a period of uncertainty for a while now, and neither the bears nor the bulls have managed to take control. Strategic investors are focusing their attention on cryptocurrency pre-sales. As they have not yet been launched on crypto exchanges, current market trends do not affect pre-sale cryptocurrencies. However, … Read more

Gold Prices Trading Near ₹75,000 per 10 Grams in India: Should You Invest?

Gold prices rose by ₹507 to ₹75,804 per 10 grams in futures trading on Friday, October 11, as traders created new positions amid strong spot demand. On the Multi Commodity Exchange (MCX), gold contracts for December delivery rose 0.67%, reflecting increased market activity. Analysts attributed the price increase to new positions being built by participants. … Read more

Star Health breach: Be careful, your Aadhaar, PAN, password leak is at risk of fraud | Personal finances

4 minutes of reading Last update: October 11, 2024 | 13:01 IS Be careful! If your personal information like Aadhaar, PAN card number, passwords or mobile number is leaked, it could be used to commit fraud. “Fraudsters can use this data to commit identity theft, extort money or carry out phishing attacks,” warned Gangesh Varma, … Read more

Sending Digital Life Certificate: How to Send Digital Life Certificate through Aadhaar Face Authentication RD Service

Don’t forget to send the Annual life certificatealso known as the Digital Life Certificate (DLC), to ensure uninterrupted access pension payments. Pensioners People aged 60 or older can submit their certificate from November 1 to November 30 of each year, while seniors aged 80 or older can do so from October 1 to November 30 … Read more

Are banks closed during Dussehra and Durga Puja on October 11? See the list of state holidays

Dussehra, also known as Vijayadashami, is an important festival celebrated by the Hindu community. The festival commemorates the triumph of good over evil. It is one of the designated holidays in India, marking the tenth day of the bright half (Shukla Paksha) of the month of Ashvin. The Reserve Bank of India (RBI) has announced … Read more