PM Vidya Lakshmi Yojana Education Loan 2024: Prime Minister Narendra Modi is executing many schemes for the people of the country. Through these schemes, the Government of India is executing the Prime Minister Vidya Lakshmi Education Loan Scheme for the students who are suffering from financial constraints. Through this scheme, students have started pursuing their higher education.
Education loan is provided through this scheme. In which loans up to Rs 6.5 lakh are available. You have 5 years to repay this loan. If a student wants to go abroad for his/her studies, he/she can also apply for this loan. Today, in this article, we will tell you about Pradhan Mantri Vidya Lakshmi Education Loan Scheme (PM Vidya Lakshmi Yojana Education Loan) will give complete information about. What is this plan and what are the documents and eligibility for it? You will get complete information about this.
What is Prime Minister Vidya Lakshmi Education Loan Scheme 2024?
Prime Minister Vidya Lakshmi Education Loan Scheme (PM Vidya Lakshmi Yojana Education Loan) has been initiated for the better education of the students of the country. Through the scheme, the government makes financial arrangements for the education of the students. This scheme is a loan scheme through which loans up to Rs 6.5 lakh are provided to the students.
Students are given 5 years to repay. On the loan received through this scheme, interest is charged at 10.5 percent to 12.75 percent depending on the annual rate. This scheme (PM Vidya Lakshmi Yojana Education LoanThe main objective of ) is that students do not leave their studies halfway and make their future bright.
Benefits of Prime Minister Vidya Lakshmi Education Loan Scheme
- Loans are provided to students through the PM Vidya Lakshmi Education Loan Scheme.
- Under this scheme, 127 types of education loans are available.
- This loan is granted by 38 banks selected through the government.
- Under the scheme, education loans up to Rs 6.5 lakh are available, on which an interest of 10.50 per cent is charged.
Eligibility for Vidya Lakshmi Education Loan
- To avail the benefit of Prime Minister Vidya Lakshmi Education Loan Scheme, you must be a citizen of India.
- According to this, students of classes 10th and 12th should secure more than 50 percent marks.
- Students from economically weak families benefit from this scheme.
Documents for Prime Minister Vidya Lakshmi Education Loan Scheme
- aadhar card
- Proof of address
- I certified
- certificate of age
- certificate of educational qualification
- caste certificate
- mobile phone number
- bank book
- Passport size photograph
- Duly completed application form.
Application for PM Vidya Lakshmi Education Loan Scheme
Prime Minister Vidya Lakshmi Education Loan Scheme (PM Vidya Lakshmi Yojana Education LoanWe have provided step by step information on how to apply for the plan, which you can follow to apply for the plan.
step 1 – PM Vidya Lakshmi Yojana Education Loan To apply you have to visit the official website. www.vidyalakshmi.co.in But you will have to visit it.
Step 2: Now, on the home page of the website, you need to click on the registration option. After which the application form will open.
Step 3: After which you will need to enter your personal information in the application form. Then you need to upload the required documents in the form.
Step 4: After which you must submit the form.
Step 5: After which, after verifying your form, you will be provided with the plan benefit.
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