An investor, Sourav Dutta, took to X to ignite a widespread debate on social media (formerly Twitter) over the sufficiency of a salary of Rs 25 lakh per annum (LPA) to support a family of three. Dutta, known for his controversial views, suggested that Rs 25 lakh per annum is insufficient to run a household, triggering a wave of reactions online.
In his tweet, Dutta estimated that a salary of 25 LPA would translate into a take-home pay of about Rs 1.5 lakh per month. He argued that after taking into account essential monthly expenses such as monthly dues, rent, medical needs and emergencies, there would be no money left for investments or savings.
“25 LPA is very little to sustain a family. 25 LPA = 1.5 L in hand per month. A family of 3 would spend 1 L on essentials, monthly installments/rent. 25,000 for eating out, movie nights, OTT, day trips. 25,000 for emergencies and healthcare. Nothing left for investment,” Dutta wrote on X.
Her comments quickly sparked a firestorm of debate on the platform. While some users agreed with Dutta’s assessment, pointing to rising living costs, inflation and changing financial priorities, most responses were critical of her perspective. Many questioned the validity of her calculations and expressed disbelief at the suggested expense breakdown.
One user replied: “Touch some weed bro, or get tested, or maybe both.”
Another user criticized the tweet, saying: “A family that spends $25,000 a month on ‘medical care’ would never spend $25,000 a month on miscellaneous expenses like eating out, day trips, etc. Please don’t confuse people with ridiculous calculations.”
A third user added: “Someone who earns 25 LPA and has a total of three members in the family would know exactly how much to spend on room rent, essentials and entertainment. These are absurd figures. Emergency and medical services are not a monthly bill.”
This is not the first time Dutta has made similar claims. In an earlier statement, he had noted that a salary of Rs 25 lakh a year is “nothing” in the current economic climate, particularly when talking about current tech sector salaries. This comment also sparked a backlash from industry professionals, many of whom have over a decade of experience and believe that Rs 25 lakh a year is still a respectable income, depending on factors such as location, industry and lifestyle.
The current debate highlights diverse perspectives on salary adequacy and living costs, reflecting the complexities of managing personal finances in today’s world.
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