Following the review, the bank will offer FD interest rates between 3% and 7.25% for tenors between 7 days and 10 years for deposits below Rs 3 crore for general citizens.
Bank of India: Star Dhan Vriddhi details
The new tenor launched is a 333-day fixed deposit called Star Dhan Vriddhi, offering the highest interest rate of 7.25%, 7.75% and 7.90% for general citizens, senior citizens and super senior citizens respectively.
Latest Bank of India Fixed Deposit Interest Rates
| Tenure | Revised on 01.09.2024 |
| 7 days to 14 days | 3 |
| 15 days to 30 days | 3 |
| 31 days to 45 days | 3 |
| 46 days to 90 days | 4.5 |
| 91 days to 179 days | 4.5 |
| 180 days to 210 days | 6 |
| 211 days to 269 days | 6 |
| 270 days to less than 1 year (except 333 days) | 6 |
| 333 days (Dhan Vriddhi Star) | 7.25 |
| 1 year | 6.8 |
| More than 1 year to less than 2 years | 6.8 |
| 2 years | 6.8 |
| More than 2 years to less than 3 years | 6.75 |
| 3 years to less than 5 years | 6.5 |
| 5 years to less than 8 years | 6 |
| 8 years and up to 10 years | 6 |
FD Rates for Seniors and Super Seniors
For seniors, the bank offers an interest rate of between 3% and 7.75%. For seniors (over 80 years old), the bank offers an interest rate of between 3% and 7.90%.
| Maturity | For deposits less than Rs. 3 Cr | For deposits less than Rs. 3 Cr |
| Revised rates for senior citizens from 01.09.2024 | Revised rates for senior citizens from 01.09.2024 | |
| 07 days to 14 days | 3 | 3 |
| 15 days to 30 days | 3 | 3 |
| 31 days to 45 days | 3 | 3 |
| 46 days to 90 days | 4.5 | 4.5 |
| 91 days to 179 days | 4.5 | 4.5 |
| 180 days to 210 days | 6.5 | 6.65 |
| 211 days to 269 days | 6.5 | 6.65 |
| 270 days to less than 1 year (except 333 days) | 6.5 | 6.65 |
| 333 days (Dhan Vriddhi star) | 7.75 | 7.9 |
| 1 year | 7.3 | 7.45 |
| More than 1 year to less than 2 years | 7.3 | 7.45 |
| 2 years | 7.3 | 7.45 |
| More than 2 years to less than 3 years | 7.25 | 7.4 |
| 3 years to less than 5 years | 7.25 | 7.4 |
| 5 years to less than 8 years | 6.75 | 6.9 |
| 8 years and up to 10 years | 6.75 | 6.9 |
Source: Bank website
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