Bihar Student Credit Card Yojana 2024: Bihar Student Credit Card Scheme 2024 has brought a new ray of hope for the students of Bihar. This scheme provides financial assistance to those students who are seeking loans for higher education. In this article, we will provide detailed information about this scheme along with discussing the benefits, eligibility, application process, and other important details of the scheme.
Bihar Student Credit Card Scheme 2024
On 2nd October 2016, Bihar Chief Minister Nitish Kumar launched the Bihar Student Credit Card Scheme. This is a scheme launched for the students of Bihar, which helps the economically weaker students to pursue higher education. Under this scheme, the Bihar government provides higher education loans to the students who have passed the 12th class. So that they can continue their studies without any shortage of money. Under this scheme, students get loans up to Rs 4 lakh from the state government.
Bihar Student Credit Card Scheme is operated by the Department of Education, Planning and Development and Manpower Resources Department (MNSSBY). Loan approval under this scheme may take 30-45 working days. Students from Bihar can apply online to get a loan under this scheme.
| Schema name | Bihar Student Credit Card Scheme |
| It started | Chief Minister Nitish Kumar |
| Beneficiary | 12th State Students Pass |
| Aim | Student loans for higher education. |
| loan amount | 4 lakh rupees. |
| application process | Online |
| official website | Click here |
Objective of Bihar Student Credit Card
The objective of the Student Credit Card Scheme launched by the Bihar government is to provide loans to the students from the economically weaker sections of the state so that they can realise their dreams. Many students in the state want to pass 12th but are unable to do so due to lack of money. Therefore, the Bihar government provides them loans to pursue 42 different courses like Graduation, B>A, B>SC. The Bihar government Student Credit Card Scheme provides loans at very low interest rates. So that the students of the state can pursue higher education and secure their future.
Female students from Bihar will get a scholarship of Rs 50000, apply here
Benefits of Bihar Student Credit Card
- Bihar Student Credit Card Scheme will help in pursuing higher education after 12th grade due to financial situation.
- If students wish to continue their studies, they will benefit from the Bihar Student Credit Card Scheme.
- Students who have completed class 12 can apply for a loan of Rs 4 lakh under this scheme.
- The loan amount can be used to pursue education in technical, polytechnic or general courses.
- Under this scheme, after one year of starting work, you can repay the loan taken from the government in 84 easy installments with a simple interest rate.
- Additionally, you can use the loan amount to purchase or pay fees such as books, office supplies, and laptops.
- Under this scheme, 4 percent interest is charged on the amount spent; 1 percent interest has been imposed for women, transgenders and the disabled.
- This scheme will help provide loans to students so that they can pursue higher education.
- Students must apply online to take advantage of the benefits of this plan.
Eligibility for Bihar Student Credit Card
- To avail the benefits of Bihar Student Credit Card Scheme, the student must be a resident of Bihar.
- The applicant student should have passed 12th class from any recognized institute.
- The student must be over 25 years old to apply.
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Documents for Bihar Student Credit Card Application
- aadhar card
- Proof of address
- PAN card
- 10th and 12th grade report card
- I certified
- Passport-sized photographs of parents.
- certificate of admission
- bank account
- mobile phone number
- Parents’ bank statement for the last 6 months.
Bihar Student Credit Card Online Application
- Department of Education and Workforce Resources and Department of Planning and Development official website But you have to get there first.
- After this, the home page of the website will open in front of you.
- You need to click on the option to register the latest applicants on the home page.
- A new page will appear in front of you.
- Now you need to enter the applicant name, email ID, Aadhaar number, mobile number and other required information.
- After this you will have to click on the OTP sent.
- The OTP will be received on your registered mobile number, which you will need to enter in the OTP box.
- You will then receive your username and password by email.
- Now you have to go back to the home page and after entering the username, password and captcha code, click on the login option.
- After this you will see a new page.
- Where you will have to select the Bihar Vidyarthi Credit Card option in the selected program section.
- An application form will then open in front of you.
- You must complete the required information in the application form and then click on the submit option.
- Once your application is approved, you will receive a PDF copy of the application form and details of the required documents by email.
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Bihar Student Credit Card Status Check
- First, you need to know about the Student Credit Card Plan. official website But I have to go.
- Then the home page of the website will appear in front of you.
- You must select the Application Status option on your home page.
- As soon as you click, a new page will open.
- Now you need to enter your Registration ID or Aadhaar number.
- After this you will have to enter the captcha code and your date of birth.
- Finally, you must click on the send option.
- By clicking, the status of your request will appear in front of you.
- This way you can check the status of your application.
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Conclusion
Thus, Bihar Student Credit Card Scheme 2024 is a major step that helps students of Bihar to fulfil their dreams of higher education. This scheme is a service for those students who are financially challenged and are unable to proceed towards higher education. Due to this, students easily get the opportunity to avail loans for higher education, thereby securing their future. Appreciating this initiative of the Bihar government, we encourage all students who can avail the benefits of this scheme to go ahead with their studies.
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