Rewards Credit Cards: Which rewards cards offer the best value for your spending habits? See details here

If you plan to get a credit card, it’s important to keep in mind that there are many options. Some credit cards They offer travel reward points, while some are good if you love outdoor dining. Few are good for movie buffs, while others are good if you drive a lot. Here we list our top rewards credit cards to explore.

Remember that each credit card It has a different set of features and benefits and one should compare each of these cards before zeroing in on one. For example, a card may offer higher rewards points but may have a higher annual fee. At the same time, another credit card may have less reward pointsbut can offer discounts on plane tickets.

Therefore, it is a good idea to evaluate the pros and cons of each credit card before making a decision on which card to opt for.

Some of the rewards credit cards you can explore:

HDFC Bank Reward Credit Cards

HDFC Bank offers a number of reward credit cards including Diners Club Black Metal Edition Card, Regalia Gold Card, Diners Club Privilege Card and Diners Club Rewardz Card.

I. Diners Club Black METAL Edition Credit Card Offers 10,000 Bonus Rewards Points When You Spend $4 lakh every calendar year.

II. HDFC Bank Regalia Gold Credit Card Offers $5,000 flight vouchers for annual travel expenses $5 lakh along with an additional voucher of $5,000 to spend $7.5 lakhs.

III. Diners Club Privilege Credit Card Offers $1500 worth of vouchers to Marriott, Decathlon and more on quarterly spending $1.5 lakh.

IV. The Diners Club Rewardz credit card gives you 3 reward points for every $150 spent. Up to 5 percent cash back can be enjoyed on purchases made through SmartBuy.

Chartered Rewards Standard Credit Card

This credit card offers 4x rewards on all retail spending above $20,000. You get free lounge access per calendar quarter. There are no registration fees and from the second year onwards, the annual fees will be reverted to expenses of $1.5 lakh or more in the previous year.

ICICI Bank Reward Credit Card

ICICI Bank offers various credit cards to earn reward points. These include ICICI Bank American Express Green Credit Card, ICICI Bank Big Bazaar Gold, PLC and Silver Credit Cards, ICICI Bank Easy Deposit Preferred Gold Credit Card, ICICI Bank e-BOR Preferred Gold and Silver Credit Cards , ICICI Bank Foreign National Platinum Credit Card, ICICI Bank Gold Next Credit Card and ICICI Bank Virtual Credit Card.

Here are some of the key benefits of ICICI Bank Rewards:

1. You earn points almost every time you spend.

2. There is no limit to the number of ICICI Bank rewards you can earn.

3. Points have no expiration date.

4. You can redeem points by choosing from an exclusive range of gift items and vouchers.

Axis Bank Reward Credit Card

This credit card offers 5,000 Edge Reward points on cumulative net spending of $1000 or more within 30 days of card issuance. Reward Points: The card offers 2 unlimited EDGE reward points earned on each $125 spent.

You can earn 10x more reward points for every $125 spent on clothing and department stores.

It is vital to remember that subscribing to a credit card is a very personalized decision and should be made based on an interaction of several factors that include, among others, your annual spending, the purpose for which you plan to subscribe to it. a credit card, the features it offers and the annual fee.