18X15X10 Formula: How You Can Build a 1 Crore Retirement Corpus After 40; see calculations

SIP 18X15X10 Investment Formula: There are numerous options in the market to create a solid retirement corpus. A very effective strategy is to invest in SIP mutual funds. If you are above 40 years of age and still intend to accumulate more than Rs 1 crore for retirement, you can consider the 10X20X15 formula for your SIP investments. This approach can help you maximize your wealth accumulation effectively.

What is the 18X15X10 investment strategy?

In the 18X15X10 strategy, ’18’ represents the number of years, ’15’ indicates the expected annualized return, and ’10’ means the monthly investment amount.

How does the 18X15X10 strategy work?

With the 18X15X10 strategy, a monthly SIP of Rs 10,000 for 18 years with an annualized return of 15 per cent can generate a corpus of over Rs 1 crore.

18X15X10 Strategy: What will be the investment, estimated long-term capital gains, and estimated total value in 18 years?

At Rs 10,000 per month, the total investment in 18 years will be Rs 21,60,000. At an annualized return of 15 per cent, the expected long-term capital gains on an investment of Rs 21,60,000 will be Rs 88,82,553. The expected amount after 18 years will be Rs 1,10,42,553.

SIP 18X15X10 Formula: You become a crorepati in 18 years

By following the 18X15X10 formula, you can accumulate 1.10 crores and become a crorepati in 18 years.

SIP Benefits

SIP offers significant benefits, mainly due to the power of compounding. The longer the duration of the SIP, the higher the compounding benefits. With an average annual return of 15 per cent, SIPs offer substantial growth, outperforming many other investment schemes. Additionally, the rupee cost averaging feature ensures that expenses remain stable even during market fluctuations.

Provides flexibility

SIPs offer flexible investment options, allowing you to choose the investment amount and period that suits your needs, be it monthly, quarterly or half-yearly.

Freedom to pause, withdraw or increase investments

Depending on your financial requirements, you have the freedom to pause, withdraw or increase SIP investments.

Disclaimer: The article is for educational purposes only. This is not investment advice. Do your own due diligence or consult a publisher before investing



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