Latest Bank of Baroda FD Interest Rate
The bank offers interest rates between 4.25% and 7.25% for general citizens with tenures between 7 days and 10 years for amounts below Rs 30 crore for demandable deposits. For senior citizens, the bank offers interest rates between 4.75% and 7.75%.
Earn up to 7.9% Fixed Deposit Rate: 5 Banks Review Fixed Deposit Interest Rates in August 2024
| Tenors | Residents / General public | Senior Citizen Resident of India |
| 7 days to 14 days | 4.25 | 4.75* |
| 15 days to 45 days | 4.5 | 5.00* |
| 46 days to 90 days | 5.5 | 6.00* |
| 91 days to 180 days | 5.6 | 6.10* |
| 181 days to 210 days | 5.75 | 6.25* |
| 211 days to 270 days | 6.15 | 6.65* |
| 271 days or more and less than 1 year (except 333 days and 360 days) | 6.25 | 6.75* |
| 333 days (Bob Monsoon Dhamaka deposit scheme) | 7.15 | 7.65* |
| 360 days (bob360) | 7.1 | 7.60* |
| 1 year | 6.85 | 7.35* |
| 399 days (Bob Monsoon Dhamaka deposit scheme) | 7.25 | 7.75* |
| More than 1 year up to 400 days (except 399 days) | 6.85 | 7.35* |
| More than 400 days and up to 2 years | 6.85 | 7.35* |
| More than 2 years and up to 3 years | 7.15 | 7.65* |
| More than 3 years and up to 5 years | 6.5 | 7.15 # |
| More than 5 years and up to 10 years | 6.5 | 7.50** |
| More than 10 years (MACT/MACAD) | 6.25 | 6.75* |
| (Court Order Outlines Only) |
Bob Monsoon Dhamaka Deposit Scheme Details
The Bob Monsoon Dhamaka deposit plan is available in two tenors, offering interest rates of 7.25% per annum for 399 days and 7.15% for 333 days.Baroda Advantage Fixed Deposit
Baroda Advantage Minimum Fixed Deposit Single deposit above Rs 1 crore and below Rs 3 crore. Please note that these are non-callable deposits and cannot be withdrawn before the term ends. The bank offers the highest fixed deposit interest rate of 7.40% for general citizens and 7.90% for senior citizens for amounts below Rs 1 crore to Rs 3 crore for non-callable deposits.
| Tenors | General/NRE/NRO | Retired |
| 1 years | 7 | 7.50* |
| 399 days (Bob Monsoon Dhamaka deposit scheme) | 7.4 | 7.90* |
| More than 1 year up to 400 days (except 399 days) | 7 | 7.50* |
| More than 400 days and up to 2 years | 7 | 7.50* |
| More than 2 years and up to 3 years | 7.3 | 7.80* |
| More than 3 years and up to 5 years | 6.65 | 7.30# |
| More than 5 years and up to 10 years | 6.65 | 7.65** |
| Grades: |
(* includes additional ROI of 0.50% for RTD up to 3 years, # includes additional ROI of 0.50 + 0.15 for RTD over 3 years and up to 5 years, ** includes additional ROI of 0.50% + 0.50% for RTD over 5 years and up to 10 years for resident senior citizens).
Several banks revised their fixed deposit interest rates in August. Federal Bank, Punjab National Bank (PNB), Karnataka Bank and Union Bank of India changed their fixed deposit rates on August 1 and 2, 2024. Below is a list of the five banks that have revised their fixed deposit rates in August so far.
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