Buying a home and investing in an equal-weighted index: Top stories in personal finance | Personal Finance

Today, the younger generation chooses to buy after having rented only four or five times. (Photo: Shutterstock)

Data from online real estate listing platform Nobroker shows that a decade ago, renters in key cities like Bengaluru, Mumbai, Chennai and Delhi-NCR used to rent nine times before buying a home. Today, the younger generation is opting to buy after renting just four to five times. In this week’s feature article, Sanjay Kumar Singh and Bindisha Sarang look at the reasons behind this trend. explain the type of financial preparation one should have before deciding to buy a home.

Most of us are familiar with market-cap-weighted indices. In these, the weight of individual stocks is determined by their free-float market capitalization. Today, there are also equal-weighted indices, where each stock has an equal weight in the index. Deepesh Raghaw, Sebi-registered investment advisor, weight The pros and cons of investing in an equal-weighted index.


To enjoy the stability of large-cap stocks and also the return boost that mid-cap stocks can offer, consider investing in the large-cap and mid-cap mutual fund category. If you are looking for a fund in this category, check out the Morningstar section. review from the DSP Capital Opportunities Fund.

If you want to have a regular income after retirement, invest a portion of your accumulated capital in a life annuity plan. For an overview of the plans available on the market, look for Table from Policybazaar.com.


NUMBER OF THE WEEK

Rs 38,239 crore: Net inflows into equity mutual funds in August

Equity mutual funds recorded net inflows of Rs 38,239 crore in August, up 3 per cent from the previous month. This happened despite heightened stock market volatility and concerns over the US economy. This increase was driven by strong contributions from new fund offerings and systematic investment schemes.

August inflows marked the second-highest in a calendar month, after Rs 40,608 crore received in June 2024.

Despite a sharp 4 per cent drop in the Nifty 50 during the first week, the stock market recovered in the latter part of August, ending the month with a gain of 1.1 per cent.

Overall, net inflows to mutual funds fell 43 per cent to Rs 1.08 trillion, mainly due to a 62 per cent drop in debt mutual fund inflows. Sector and thematic funds saw a slight decline, while diversified equity funds registered a modest increase. The highest growth was seen in large-cap funds as investors sought stability amid elevated valuations in mid- and small-cap stocks.

First published: September 13, 2024 | 8:05 am IS

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