Bank of Baroda revises fixed deposit rates to 7.8%

Bank of Baroda has revised the interest rates on fixed deposits for amounts below Rs 30 crore. The new rates will come into effect from September 5, 2024, according to the Bank of Baroda website.

Latest Bank of Baroda FD Interest Rate

Following the review, the bank will offer interest rates between 4.25% and 7.30% for general citizens with tenors between 7 days and 10 years for amounts below Rs 30 crore for fixed deposits. For senior citizens, the bank offers an interest rate between 4.75% and 7.80%.

Tenors Residents / General public Senior Citizen Resident of India
7 days to 14 days 4.25 4.75*
15 days to 45 days 4.5 5.00*
46 days to 90 days 5.5 6.00*
91 days to 180 days 5.6 6.10*
181 days to 210 days 5.75 6.25*
211 days to 270 days 6.25 6.75*
271 days or more and less than 1 year (except 333 days and 360 days) 6.5 7.00*
333 days (Bob Monsoon Dhamaka deposit scheme) 7.15 7.65*
360 days (bob360) 7.1 7.60*
1 year 6.85 7.35*
399 days (Bob Monsoon Dhamaka Plus Deposit Plan) 7.3 7.80*
More than 1 year up to 400 days (except 399 days) 7 7.50*
More than 400 days and up to 2 years 7 7.50*
More than 2 years and up to 3 years 7.15 7.65*
More than 3 years and up to 5 years 6.5 7.15 #
More than 5 years and up to 10 years 6.5 7.50**
More than 10 years (MACT/MACAD) 6.25 6.75*
(Court Order Outlines Only)

(* includes additional ROI of 0.50% for RTD up to 3 years and over 10 years, # includes additional ROI of 0.50 + 0.15 for RTD over 3 years and up to 5 years, ** includes additional ROI of 0.50% + 0.50% for RTD over 5 years and up to 10 years for resident senior citizens).

Get Fixed Deposit Interest Rate up to 8.1%: These 3 Banks Revised Fixed Deposit Rates in September 2024

Bob Monsoon Dhamaka Deposit Scheme Details
The Bob Monsoon Dhamaka deposit plan is available in two tenors, offering interest rates of 7.30% per annum for 399 days and 7.15% for 333 days.

Bob Earth Green Fixed Deposits

Green Deposit Ownership Resident/General Public/NRO Senior Citizen Resident of India Nuclear entanglement
12 months 6.8 7.30* 6.8
1.5 years 6.95 7.45* 6.95
777 days 7.1 7.60* 7.1
1111 days 6.45 7.10# 6.45
1717 days 6.45 7.10# 6.45
2201 days 6.45 7.45** 6.45


Grades:
(* includes additional ROI of 0.50% for RTD up to 3 years, # includes additional ROI of 0.50 + 0.15 for RTD over 3 years and up to 5 years, ** includes additional ROI of 0.50% + 0.50% for RTD over 5 years and up to 10 years for resident senior citizens.)”
Non-repayable loans (single deposits above Rs. 1.00 crore to less than Rs. 3.00 crore) will get an additional interest rate of 0.15%.

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