Festive Offers 2024 on Loans, FDs and Credit Card Spends: ICICI Bank, SBI, Axis Bank, Union Bank of India, Canara Bank, Bank of India

The festive season is upon us, with festivals like Navratri, Durga Puja, Dussehra, Diwali and Bhai Dooj just around the corner. And like every year, the main banks are launching special offers on deposits, mortgage loansand other financial products. While state-run banks have already started promoting their offers, private banks are also gearing up to reveal their offers and promotions for the festive season. Banks usually see a significant surge in business, particularly in the retail segment, which includes home loans, vehicle loans and personal loans, during the festive seasons.

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Below are some of the festive season offers announced by leading banks in India.

ICICI BankChina’s annual Festive Bonanza is back with a range of attractive offers across big brands in electronics, mobile, fashion, jewellery, furniture, travel, e-commerce and food. “Customers of the bank can avail these offers and get discounts of up to Rs 40,000 by using their credit/debit cards, internet banking, cardless EMI and consumer finance. They can also choose to avail the benefit of no-cost EMI using their credit/debit cards,” a press release from ICICI Bank stated.

ICICI Bank offers special offers on iPhone 16 and other Apple products

ICICI Bank announced that it is offering its customers instant cashback on Apple products and the opportunity to own the latest iPhone with an affordable monthly payment.
ICICI Bank customers can avail this offer to receive instant cashback of up to Rs 5,000 on credit card and EMI purchases made on iPhone 16 using credit and debit cards. They get instant cashback of up to Rs 1,500 on AirPods and up to Rs 2,500 on Apple Watches. This agreement will expire on December 31, 2024.

ICICI Bank credit card customers have an exclusive opportunity to register for Apple’s ‘iPhone for Life’ programme. Customers can pay for various iPhone models in 24-month interest-free installments starting at €2,497, with a guaranteed buyback option for their previous iPhone when upgrading to a new one. This offer is applicable for iPhone 16 Pro Max, iPhone 16 Pro, iPhone 16 Plus and iPhone 16.

Home loan from 8.35% according to your civil score. This rate is valid for any loan amount, i.e. there is no upper limit for Union Home Loan. Waiver of legal and valuation charges up to Rs 10,000 for acquiring home loans from other financial institutions. There is no penalty for early payment. 90% of the deal value is financed subject to LTV norms. Moratorium period of up to 36 months for construction and up to 48 months for compound loans. The festival offer has no processing fees. Axis Bank today announced the launch of ‘Dil Se Open Celebrations’, offering offers and discounts on e-commerce, lifestyle, electronics, travel, food and grocery through the bank’s cards. Apart from these offers, additional cashback benefits can be availed on over 50 favorite brands and leading e-commerce players in India through the bank’s Grab Deals platform https://grabdeals.axisbank.com/.
Customers can enjoy up to 25% discount on leading brands in shopping (Amazon, Flipkart, Max Fashion, Myntra, Tira, VERO MODA), electronics (IFB, Motorola, Reliance Digital, Samsung, Xiaomi), lifestyle luxury (COACH, HUGO BOSS, Michael Kors, TUMI), restaurants and groceries (Blinkit, EazyDiner, Swiggy) and many more across all segments. Customers can avail instant savings through travel partners such as Cleartrip, Cathay Pacific, MakeMyTrip, Paytm Flights and Yatra. For ease of payment and flexibility, customers can also avail some of these offers by using attractive EMI plans.AU Small Financial Bank (AU SFB) has launched its biggest shopping festival of the year – ‘AU Heart to Cart’. This month-long holiday campaign, which will run from October 3 to November 3, 2024, offers exclusive offers across banking services and shopping categories, going beyond card-based benefits.
Featuring leading brands, ‘AU Heart to Cart’ meets all shopping needs including:

• Electronics enthusiasts can save up to Rs. 7500 on gadgets and devices from brands like Croma, Realme, Reliance Digital, Vijay Sales and vivo.
• Travelers can enjoy up to 20% discount on flights, hotels and bus tickets through platforms like Adani One, Cleartrip, EaseMyTrip, Goibibo, ixigo, MakeMyTrip, Paytm Flights and Yatra.
• Movie buffs can enjoy up to 50% discount on tickets through BookMyShow, PVR INOX and Paytm Movies.
• Food enthusiasts can enjoy savings of up to 15% on their favorite restaurants through EazyDiner, Swiggy and Zomato.
• For fashion lovers, the campaign offers up to 10% discount on apparel from AJIO, Tata CLiQ and Tira.
• Jewelry buyers can win Amazon gift vouchers worth up to Rs. 25,000 in this festive campaign
• Grocery shoppers can save up to 10% on essentials from BigBasket, Blinkit, Flipkart Wholesale, Swiggy Instamart and Zepto.

• SBI 10% Instant Discount On Amazon Using SBI Debit Card

The offer is available from September 27, 2024 to October 9, 2024. Additionally, the bank is offering instant discounts of up to Rs 10,000 on Apple items. Other brands the bank offers discounts on include Haier, Bosch, HP, LG and others, according to the website.

The bank offers processing fee waiver and favorable interest rate for auto loans, gold loans, personal loans and loans against mutual funds.

Canara Bank offers attractive interest rates on home loans, gold loans and vehicle loans. Enjoy the joy of the season with Canara Bank. Canara bank home loan starts from 8.40% and vehicle loan 8.70% and gold loan. There are no documentation or processing fees. As a festive season gift to its customers, Bank of India, one of India’s leading public sector banks, has introduced a special 400-day retail term deposit of an amount less than Rs 3.00 at a rate of very attractive interest rate of 8.10% per annum for senior citizens, 7.95% for senior citizens and 7.45% for other customers with non-callable deposits* (*for deposits above Rs 1.00 million).