PM Jan Dhan Yojana 2024: Pradhan Mantri Jan Dhan Yojana was initiated by the Prime Minister of our country, Shri Narendra Modi, on 15 August 2014. This scheme is one of the successful schemes of the Government of India that has benefited millions of people in India. The main objective of Prime Minister Jan Dhan Yojana was to provide banking services in all rural areas. Under Prime Minister Jan Dhan Yojana, banking services reached millions of Indian citizens. Prime Minister Shri Narendra Modi is offering the benefits of this scheme to more and more people.
Under the PM Jan Dhan Yojana, free banking facilities will be provided to the beneficiaries who avail the scheme, under which an amount of Rs 10,000 is also provided to them on opening a bank account. Additionally, account holders whose bank account is linked to their Aadhaar card receive an overdraft facility of Rs 5,000 and a Rupay credit card after 6 months of opening the bank account. Apart from this, the RuPay Kisan card also offers the facility to avail accident insurance of Rs 1 lakh.
PM Jan Dhan Yojana 2024
| schema name | PM Jan Dhan Yojana 2024 |
| who started | Prime Minister Shri Narendra Modiji |
| When did the plan start? | August 15, 2014 |
| Benefit | Provide ₹10,000 while opening a bank account |
| Beneficiary | all citizens of the country |
| official website | https://pmjdy.gov.in/ |
The benefits of Prime Minister Jan Dhan Yojana 2024 will be extended to the poor in all rural and urban areas of the country. Under this scheme, if a citizen opens his account and then dies due to any reason, in such a situation, the Central Government provides the beneficiary’s family with an insurance cover of Rs 30,000. Under this scheme, the poor can easily open their bank accounts. If any citizen opens his bank account under this scheme, he will be able to get financial assistance very easily.
Prime Minister Jan Dhan Yojana 2024
Under Pradhan Mantri Jan Dhan Yojana, any citizen can open his bank account without needing money, i.e. under PM Jan Dhan Yojana, any citizen can avail banking services irrespective of his legal status. Through the Prime Minister’s Jan Dhan Yojana, thousands of residents of the country have been connected with services such as savings accounts, insurance and pensions so that they can access legal assistance as citizens.
Under the Pradhan Mantri Jan Dhan Yojana, any person can take an overdraft of Rs 5,000 to Rs 10,000 from his bank account without showing any document, even if the person does not have even Rs 1 in his bank account. So far, more than 47 million accounts have been opened through the PM Jan Dhan Yojana. The Central Government provides Rs 10,000 to each Jan Dhan account holder. By opening this account, a person gets insurance of 1 lakh 30 thousand rupees.
2 रुपये की कीमत पर मिल रहा है 2 लाख रुपये तक का बीमा, जाने पूरी जानकारी
PM Jan Dhan Yojana Target 2024
The main objective of the launch of Prime Minister Jan Dhan Yojana by the Government of India is to make banking services available to all citizens of the country. The benefit of this plan was provided to those people who are unaware of the facilities of banking. So far accounts have been opened under this scheme in almost all the villages of the country. Thanks to which many poor people have also benefited. This scheme is very beneficial for those poor families who are unbanked because under this scheme they will also get an assistance amount of Rs 10,000.
Through the Prime Minister Jan Dhan Yojana, many facilities are provided to the people such as banking, deposit accounts, remittances, loans, insurance, pensions, etc. Secondary assistance is provided. If you also want to avail the benefits of PM Jan Dhan Yojana, you will have to open your bank account under this scheme.
You will get life insurance up to Rs 2 lakh for just Rs 436.
Benefits of Prime Minister Jan Dhan Yojana 2024 | benefits
- The benefit of Prime Minister Jan Dhan Yojana will be provided to all those unbanked citizens of the country.
- If you open your account under the PM Jan Dhan Yojana, you will be provided with accident insurance of up to Rs 1 lakh.
- An overdraft facility of Rs 5,000 will be provided in one account of each family.
- The National Mission for Financial Inclusion is mandated to ensure that beneficiaries have access to banking, deposit accounts, credit, insurance, pensions and more under the scheme.
- So far, the Government of India has deposited Rs 117,015.50 million in the bank accounts of the beneficiaries.
- If you open an account under the PM Jan Dhan Yojana and want to get the account check book, you must meet the minimum balance criteria.
- Under this scheme, an overdraft facility of Rs 5,000 will be provided in the accounts of each family, especially women.
- Under Pradhan Mantri Jan Dhan Yojana, interested beneficiaries can get a loan of Rs 10,000 without any documents by opening a Jan Dhan account in any bank.
सिर्फ 5 मिनट में पाए ₹3,50,000 रुपए तक का लोन
Prime Minister Jan Dhan Yojana 2024 Eligibility
If you also want to open your bank account under the PM Jan Dhan Yojana, you will need to meet the following requirements. This eligibility is as follows:
- To open a new Jan Dhan account, the applicant must be a permanent resident of India.
- To avail the benefits of this plan, the applicant’s age must be above 18 years.
- To open a PM Jan Dhan account, the maximum age of the applicant must be 65 years.
- The option of opening a joint Jan Dhan account is also available for children below 10 years of age.
- Anyone can open their Jan Dhan account with zero balance.
- Central or state government employees cannot avail benefits of Prime Minister Jan Dhan Yojana.
- Even people who deposit taxes cannot avail the benefits of this scheme.
Prime Minister’s Jan Dhan Yojana 2024 Documents
If you also want to open your bank account under PM Jan Dhan Yojana. So for your information we tell you that you will have to request it. When you apply for this plan, you will need some necessary documents. Below we provide you with the names of those documents in the form of a list.
- Aadhaar application card
- mobile phone number
- Proof of address
- PAN card
- passport size photo
PM Jan Dhan Yojana Important Information
- If you deposit your money in the bank account opened under the PM Jan Dhan Yojana, you will receive interest on that money.
- Under this plan, accident insurance cover of up to Rs 1 lakh is available.
- Under this plan, if the account holder dies, his family receives life insurance of Rs 30,000.
- All Indian citizens can benefit from this scheme.
- With the help of this account, you can send money to anyone and also receive money.
- Overdraft facility will be provided on a single account in each family, especially for the female member.
फ्री सिलाई मशीन योजना में आवेदन शुरू, सभी महिलाएं यहाँ से करे आवेदन
How to open a bank account under Pradhan Mantri Jan Dhan Yojana?
To open an account under Pradhan Mantri Jan Dhan Yojana 2024, all interested persons in India will have to go to the nearest bank branch and apply for an application form to open a Jan Dhan account. After this, you will have to complete all the information requested in this form after reading it carefully. Apart from this, all the necessary documents of the claim must be attached to this form. After completing the application form completely, you will need to check this application form once again.
After checking the application form, you will need to send it to the bank official. After this your application form will be examined and if successful your bank account will be opened and if unsuccessful your bank account will not be opened.
Conclusion
In this article, we have provided complete information about Pradhan Mantri Jan Dhan Yojana 2024 such as how to open your account under this scheme, what is the purpose of this scheme, what are the required documents and eligibility to apply under the scheme, etc. Complete information related to this is provided in this article.
If you liked this article then you must share it with your friends and family so that they can also get information about this plan and can avail the benefits of this plan by applying for it. For information related to such schemes, stay tuned to our website.
Disclaimer:
The information contained in this post is for general information purposes only. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the post for any purpose.
We respect the intellectual property rights of content creators. If you are the owner of any material featured on our website and have concerns about its use, please contact us. We are committed to addressing any copyright issues promptly and will remove any material within 2 days of receiving a request from the rightful owner.