Prime Minister Jan Dhan Yojana 2024: Jan Dhan Yojana is headed by Prime Minister Narendra Modi. This scheme was started on 15th August 2014. Pradhan Mantri Jan Dhan Yojana is an ambitious scheme. Thousands of people are getting benefited from this scheme. Through this scheme, a bank account is opened for the rural population, this account is of Pradhan Mantri Jan Dhan Yojana (PM Jan Dhan Yojana 2024).
Through this account you can get Rs 10000. If your mobile number is linked to Aadhaar, you will get overdraft facility of Rs 5,000 after 6 months. After which you will also get RuPay debit card from your bank account. In addition to this, you get accident insurance of Rs 1 lakh with RuPay card. Today, through this article, we will tell you about Prime Minister Jan Dhan Yojana (PM Jan Dhan Yojana 2024).
What is Pradhan Mantri Jan Dhan Yojana?
Jan Dhan Yojana was launched by Prime Minister Narendra Modi on 15 August 2014. Pradhan Mantri Jan Dhan Yojana (PM Jan Dhan Yojana 2024) is an ambitious scheme. Under this scheme, the aim is to provide women with the benefit of banking services by opening bank accounts. Thousands of people are benefiting from this scheme. Under Pradhan Mantri Jan Dhan Yojana, any citizen can open a bank account, this account has zero balance.
You can also get an overdraft of up to Rs 10000 with the help of this account. For this you have money in your account or not. So far, 47 crore citizens have benefited from the Pradhan Mantri Jan Dhan Yojana (PM Jan Dhan Yojana 2024). In this bank account you get an overdraft of Rs 10,000. The account holder gets an insurance of Rs 1 lakh 30 thousand.
Prime Minister Surya Ghar Yojana 2024
Benefits of Prime Minister Jan Dhan Yojana
- Pradhan Mantri Jan Dhan Yojana account is opened for those people who do not have any bank account yet.
- Through this account you get the overdraft facility of Rs 10000.
- In addition to this, you also get the benefit of an accident insurance of Rs 130,000.
- The holder of this account gets the benefits of banking, deposit accounts, credit, insurance, pensions and many more.
- You can open a Jan Dhan account in any bank. In addition to this, you can get a loan of Rs 10,000 at any time in your account.
Eligibility for Pradhan Mantri Jan Dhan Yojana
- To open the Prime Minister Jan Dhan Yojana 2024 account, you must be a native of India.
- To open an account under Jan Dhan Yojana, you must be above 18 years of age. And you should be below 65 years of age.
- If a child under 10 years old opens an account, their joint account is opened.
- Under Pradhan Mantri Jan Dhan Yojana, the account is opened with zero balance.
- A person working in a government job or paying taxes cannot avail the benefit of this scheme.
Documents for Pradhan Mantri Jan Dhan Yojana
- aadhar card
- PAN card
- mobile phone number
- passport size photo
- Proof of address
How to open Pradhan Mantri Jan Dhan Yojana account?
Prime minister Jan Dhan Yojana Through (PM Jan Dhan Yojana 2024) you can open a bank account by approaching the nearest bank. For this you will have to go to the nearest bank and get the application form. Then you will have to fill the application form carefully, after which you will have to attach all your documents to the form. After filling the form, you will have to submit it to the bank. Then the bank employees will verify your application and open your account under Jan Dhan Yojana.
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