Credit cards have become an essential part of modern life, making it easy to shop, book tickets, hotels, and even order food with a swipe. However, many banks charge credit cards a high annual fee each year. If you don’t want to pay this fee and want to enjoy the benefits available on credit cards, we’ve compiled a list of the top five free-for-life credit cards. These cards not only come with no annual fees but also offer significant savings on purchases, reservations and other services.
RBL Bank BankBazaar SaveMax Credit Card
- This express cash credit card allows you to receive funds instantly into your account.
- The card offers 10% cashback on BookMyShow and Zomato (up to Rs 100 per month at each retailer).
- The EMI Infinity Pass offers up to 100% discount on Split N Pay charges.
- RBL Bank’s MyCard app allows you to manage your credit card, pay utility bills, avail business offers and apply for loans.
Amazon Pay ICICI Credit Card
- This credit card offers unlimited rewards and does not expire.
- You can redeem rewards points for purchases on Amazon.
- You get no-cost EMI options for 3 or six months when you shop on Amazon with this credit card.
- Amazon Prime customers get 5% reward on purchases on Amazon India.
ICICI Bank Platinum Chip Credit Card
- This credit card earns two reward points for every Rs 100 spent at retail stores, excluding petrol.
- One reward point is earned for every Rs 100 spent on insurance and utilities.
- 1% fuel surcharge waiver (up to Rs 4,000) is available at HPCL pumps across India.
- Great deals on luxury hotels, restaurants, lifestyle retailers and spas.
IDFC First Millennium Credit Card
- 10 reward points are earned on spending more than Rs 20,000 on the cardholder’s birthday.
- The card offers triple reward points on purchases of up to Rs 20,000 made both online and offline.
- The card offers 1x rewards points for insurance premiums and utility bill payments.
IndusInd Platinum Credit Card
- After paying the registration fee, you will get luxury gift cards and vouchers from leading brands.
- 1% discount on fuel charge between Rs 400 and Rs 4000 at all petrol stations in India.
- Flight accident insurance cover up to Rs 25 lakh and baggage loss insurance cover up to Rs 1 lakh are available for free on this card.
- 1.5 reward points are earned for every Rs 150 spent.
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